Risk Analyst
Summary
Title:Risk Analyst
ID:2073
Client:Toyota Financial Services
Location:Markham
Description
About Toyota Financial Services
Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus
dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a
wholly owned subsidiary of Toyota Motor Corporation in Japan. The Canadian headquarters of TFS are in
Markham, Ontario.
 
What Sets Us Apart?
At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative,
collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning
global company, recognized worldwide for our technological leadership and superior standards of quality,
continuous improvement and environmental responsibility.
 
TFS currently has an exciting permanent opportunity as a Risk Analyst, reporting to the Manager, Risk Management.
This role resides in our Markham Office.
 
What you will be doing:
• Produce proposals for the establishment of lease end residual values based on vehicle pricing and resale value data. Duties include data gathering and formatting as well as analysis and interpretation.
• Support the company’s retail pricing decisions by preparing lending rate proposals based on risk-adjusted
profitability analyses.
• Provide analytical support to the development, implementation and maintenance of decision models
such as scorecards and automated credit adjudication as well as delinquency and credit loss forecasting
models.
• Utilize the company’s statistical models to prepare lease-end loss forecasts used to determine residual
value loss reserve requirements; contribute to the development and refinement of these models.
• Produce various scheduled and ad hoc reports using database queries and spreadsheet reporting tools.
• Assist with the creation and modification of residual value and credit risk management policies and
procedures, as well as process maps used to ensure risk control.
• Maintain and develop various databases, technical models and reports required to gather and analyze
data.
What you bring:
• A bachelor's degree with a quantitative focus in an applied context, such as applied math, statistics,
economics, engineering or finance. FRM, PRM or CFA designation is preferred.
• 2 to 4 years of progressive experience in an analyst role, preferably in financial risk management.
• Demonstrated experience in applying programming languages such as SQL, Python and SAS to the
extraction, transformation and analysis of data.
• Knowledge and understanding of statistical modeling and forecasting techniques such as regression
analysis and machine learning algorithms.
• Understanding of the fundamental concepts of financial accounting, including financial statement
analysis.
• Knowledge of the lending lifecycle, including credit analysis, underwriting, portfolio management,
collections and asset remarketing.
• Strong interpersonal, verbal and written communication skills.
• Automotive lending experience is preferred but not required.
• An interest in automobiles is preferred.
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